Apple pay has been taking the tech world by storm. From your cell phone to your wrist, Apple Pay technology has made it easy to load money and pay for items without pulling out your credit card or cash.
But there’s one problem – most merchants don’t accept Apple Pay right now, and those that do limit how much you can spend with it at any given time, usually just a few hundred dollars.
So if you want to use Apple Pay to get cash back on your purchase, you’re going to be disappointed.
- 1 Can you get cash back?
- 2 What is Apple Pay?
- 3 How does Apple Pay Work?
- 4 Do I need to have an iPhone to use Apple Pay?
- 5 Do I need to be a US resident to use Apple Pay?
- 6 Is Apple pay secure?
- 7 Does using Apple Pay take longer than using my credit card at a register or ATM?
- 8 What are some other uses for Apple Pay apart from retail purchases?
Can you get cash back?
Yes you can get cashback with apple pay!
What is Apple Pay?
The Apple Pay service enables users to make payments in person, in iOS apps, and on the web.
It is similar to other mobile payment services such as Android Pay and Samsung Pay. Apple Pay can be used to buy products in stores, through apps, and online. You can also use it to send and receive money from friends and family.
Simply hold your iPhone close to the contactless reader with your finger on Touch ID to pay in-store or through an app. You’ll see Done appear on the display after your transaction goes through.
Whenever Apple Pay isn’t working, check if another form of contactless payment is available at the retailer.
And when making purchases on Safari (in Safari), always select Add to Wallet after clicking the Share icon.
How does Apple Pay Work?
If you would like to pay for items in a store with Apple Pay, all you need to do is place your iPhone near the checkout terminal and place your finger on the home button for Touch ID.
To make a payment with your iPhone, pay via Apple Pay and complete the transaction using Touch ID or Face ID. You can also use Apple Pay to donate to certain organizations.
Related: Does Amazon take the apple pay
Apple Pay won’t give you cash back, but if you have a credit or debit card that does, you can use it with Apple Pay.
You can still tap your phone on the card reader for your purchase to go through.
Some retailers might not take mobile payments, but others may only accept plastic.
To use Apple Pay, you’ll need to have an iPhone 6 or later and be running iOS 11 or higher.
Do I need to have an iPhone to use Apple Pay?
Using Apple Pay, you can purchase items in stores, in apps, and on the web. You can also use Apple Pay to send and receive money with your friends and family.
Now, with iOS 12, you’ll be able to use Apple Pay to get cash back from select retailers. So, whether you’re shopping for groceries or cashing out, Apple Pay has you covered.
When you use Apple Pay in person, contactless payments are automatically processed without you having to do anything further. Plus, Apple Pay has built-in security features that notify you if someone else gets a hold of your phone.
Do I need to be a US resident to use Apple Pay?
You can use Apple Pay in stores, in apps, and on websites in Safari. When you’re using Apple Pay in a store, look for the PayWave or Apple Pay symbols at checkout.
You can also use Apple Pay with some apps and websites that don’t have symbols.
To use Apple Pay in a store, you need an iPhone 6 or later, an iPad Pro, iPad Air 2, or iPad mini 3 or later. You’ll also need to add your credit or debit card from a participating bank.
Then, make sure your device is unlocked and double-click the Home button to bring up Apple Pay – just hold your device near the contactless reader until you feel it buzz.
A purchase will show up on your phone’s lock screen so you know what it was, but your card number won’t be shared with the retailer.
Is Apple pay secure?
Apple Pay is an easy and secure way to make payments. And it’s also a convenient way to purchase things.
What about getting cash back? Is Apple Pay available to do that? Read on to find out.
Do you want to get cash back with your purchase? In that case, don’t use Apple Pay – use the card associated with your account.
I’m afraid you’ll have to wait to earn any benefits associated with the Merchant Loyalty program before you start earning points by using Apple Pay to purchase.
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Does using Apple Pay take longer than using my credit card at a register or ATM?
No, using Apple Pay is just as fast as using a credit or debit card. It may even be faster because you don’t have to fumble around for your wallet and then find the right card.
All you need to do is double-click the side button on your iPhone, place it near the contactless reader (either by tapping or waving), and wait for the vibration that signals that payment has been successful.
You’ll receive confirmation from an audible tone (or an LED indicator on newer iPhones) and see a message indicating success on the display of both your phone and at the point of sale terminal.
The transaction will appear on your statement as a purchase made through Apple Pay.
The only thing left to do is pull out your phone’s camera, hold it up to the merchant’s QR code scanner, and enter in your 4-digit passcode when prompted—done!
What are some other uses for Apple Pay apart from retail purchases?
You can use Apple Pay to send and receive money with friends and family through the Messages app, or to make purchases in apps or on websites. You can also use Apple Pay to pay for transit, parking, and more.
Plus, you can get cash back when you use Apple Pay at select retailers. For example, if you buy groceries at Albertsons, CVS Pharmacy, Costco Wholesale Corporation, Publix Super Markets Inc., Safeway Inc., or The Kroger Co., you’ll automatically get cash back as part of your purchase with Apple Pay.*
That’s right, you can get cashback with Apple Pay. Apple Pay allows you to spend money on certain items and receive money from family and friends.